Not known Details About 228 loan
Not known Details About 228 loan
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(three) The lender may not assert Group advancement loans or community advancement investments accounting for more than its percentage share (according to the extent of its participation or expenditure) of the total loans or investments made by the consortium or 3rd party.
The Board considers the loans, investments, companies, and products of affiliates of a bank that aren't functions subsidiaries, with the bank's option, topic to the next:
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The Board considers the department availability and solutions provided at branches of financial institutions that run one or more branches pursuant to paragraph (b)(2) of the section.
(A) The Agency establishes the lender has not presented enough justification to the program and every aspect of the approach as necessary pursuant to paragraph (d) of the area;
The Board weights the financial institution's performance score with the overall performance tests applicable to a big bank as follows:
(1) A client loan is situated within the census tract where the borrower resides at some time that the borrower submits the loan application;
(five) If the Retail Lending Check advisable summary will not precisely mirror the bank's functionality inside of a Retail Lending Check Spot where a number of with the financial institution's important product strains consists of much less than thirty loans;
Purchases of house loan-backed securities in which a vast majority of your underlying loans aren't loans the bank originated or ordered and:
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A constrained goal bank's community improvement funding performance in 228 loan its facility-centered assessment locations within the Point out or multistate MSA; and
The Board evaluates a bank's retail banking items supplied during the financial institution's facility-based mostly evaluation spots and nationwide, as applicable, in the institution degree as follows: